Indian Overseas Bank has branches in 14 districts in Kerala like Wayanad , Thrissur , Thiruvananthapuram , . Please select a district from the list below to see the branches in that district and to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| West Hill | 1/3657,Dr.Rajaram Building Chakkorothukulum, Kannur Road,Kozikhode,Pin : 673006,Dist : Kozhikode |
IOBA0002089 | Indian Overseas Bank | Calicut | Kozhikode | Kerala | |
| W.Isalnd | Xxiv/1557 Handicraft Building Willingdon Indira Gandhi Main Road, Willingdon Kochi Pin : 682003 |
IOBA0000102 | 682020003 | Indian Overseas Bank | Kochi | Ernakulam | Kerala |
| Vilavoorkal | Ii/459-B Ambadi Buildings, Thachottukavu, Peyad Po, Vilavoorkal - 695573 |
IOBA0001212 | Indian Overseas Bank | Trivandrum | Thiruvananthapuram | Kerala | |
| Vidya Academy Science & Technology Ec | V A S T Campus, Kurumal Thalakottakara, Kecheri, Thrissur, Pin : 680501 |
IOBA0006820 | NON-MICR | Indian Overseas Bank | Kechery | Thrissur | Kerala |
| Vettoor | Lakshmana Buildings,Puthenchantha(Near Varkalamarket) Varkala - 695141 |
IOBA0000770 | Indian Overseas Bank | Vettoor | Thiruvananthapuram | Kerala | |
| Venjaramoodu | 424/21 Ground Floor, Athulya Buildings, Venjaramoodu, Trivandrum 695607 |
IOBA0003228 | NON-MICR | Indian Overseas Bank | Nedumangad | Thiruvananthapuram | Kerala |
| Vellangallur | 11/697;Vellangallore;680662 | IOBA0000220 | Indian Overseas Bank | Vellangallore | Thrissur | Kerala | |
| Vattiyoorkavu | Vp Iv/542, Vattiyoorkavu Kachani Post Thiruvananthapuram Pin : 695013 |
IOBA0000428 | Indian Overseas Bank | Vattiyurkavu | Thiruvananthapuram | Kerala | |
| Varkala | 386/1 Maidanam Varkala Pin : 695141 | IOBA0000321 | Indian Overseas Bank | Varkala | Thiruvananthapuram | Kerala | |
| Varandrapalli | 18/846, Thomson Centre, Varandrapally Pin 680303 | IOBA0000218 | Indian Overseas Bank | Varandrapally | Thrissur | Kerala | |
| Valapatanam (Baliapatam) | B P 11/293 A;Station Road;Valapatnam;670010 | IOBA0000010 | Indian Overseas Bank | Baliapatam | Kannur | Kerala | |
| Valancherry | Vp 3 217 Kozhikode Road Valancherry Malappuram Dist Kerala - 676552 |
IOBA0002298 | NON- MICR | Indian Overseas Bank | Valancherry | Malappuram | Kerala |
| Vadasserikonam | K S Building Near Post Office Vadasserikonam Pin : 695143 | IOBA0000769 | Indian Overseas Bank | Vadasserikonam | Thiruvananthapuram | Kerala | |
| Vadakara | 21/350;Shajahan Tower;Narayana Nagar;Vadakara;673101 | IOBA0001455 | Indian Overseas Bank | Vadakara | Kozhikode | Kerala | |
| Ulloor | Tc 1/286 (1), G.M. Square Ulloor Junction,Medical Coll.P.O. Thiruvananthapuram Pin : 695011 |
IOBA0001623 | Indian Overseas Bank | Thiruvananthapuram | Thiruvananthapuram | Kerala |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.