Indian Overseas Bank has branches in 2 districts in Puducherry like Pondicherry , Karaikal , . Please select a district from the list below to see the branches in that district and to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| Villianur | Office Complex( First Floor),South Wing - I Padmini Nagar, Villianur, 605 110, Pondicherry |
IOBA0002950 | NONMICR | Indian Overseas Bank | Villianur | Pondicherry | Puducherry |
| Tirunallar | Shopping Complex Blgd, North Main Road,Tirunallar 609607 | IOBA0000261 | Indian Overseas Bank | Tirunallar | Karaikal | Puducherry | |
| Thavalakuppam | Arvind Eye Hospital Complex, Thavalakuppam 605 007. | IOBA0001644 | 605020006 | Indian Overseas Bank | Pondicherry | Pondicherry | Puducherry |
| T R Pattinam | 282, Gandhi Salai, T R Pattinam 609 606 | IOBA0000262 | Indian Overseas Bank | Thirumalrayanpattinam | Karaikal | Puducherry | |
| Reddiyarpalayam | 2, Church Street, Reddiyarpalayam, Pondicherry 605 010. | IOBA0001529 | 605020004 | Indian Overseas Bank | Pondicherry | Pondicherry | Puducherry |
| R.O.Pondicherry | Post Box No: 5 Door No: 42/1, Brahmins Street Mudaliarpet Pondicherry Pin Code - 605004 |
IOBA0000821 | NON MICR | Indian Overseas Bank | Pondicherry | Pondicherry | Puducherry |
| Puducherry - Mission Street | 201/203, Mission Street, Pondicherry Pin 605001 | IOBA0002121 | Indian Overseas Bank | Pondicherry | Pondicherry | Puducherry | |
| Pondicherry Main | 250, Rajendra Bldgs, J N Street, Pondicherry 605 001. | IOBA0000070 | 605020002 | Indian Overseas Bank | Pondicherry | Pondicherry | Puducherry |
| Orleanpet | Swadeshi Cotton Mills Complex, M M Adigal Salai, Pondicherry 605 004. |
IOBA0001619 | 605020005 | Indian Overseas Bank | Pondicherry | Pondicherry | Puducherry |
| Nettapakkam | 29,B Mariamman Koil Street, Nettapakkam 605 106. | IOBA0000617 | Indian Overseas Bank | Nettapakkam | Pondicherry | Puducherry | |
| Nedungadu | 29-A, Kamarajar Salai, Nedungadu Pin 609603 | IOBA0000773 | Indian Overseas Bank | Nedungadu | Karaikal | Puducherry | |
| Muthialpet-Pondiche | Jsl Shopping Centre,82-86,M.G. Road,Muthialpet,Pondicherry-605003 |
IOBA0002689 | NON MICR | Indian Overseas Bank | Pondicherry | Pondicherry | Puducherry |
| Murungampakkam | No 24 Villianur Main Road,Murunagampakkam,Pondicherry 605004 | IOBA0003235 | NON MICR | Indian Overseas Bank | Villianur | Pondicherry | Puducherry |
| Municipal Campus | Marie Buildings, Goubert Avenue, Pondicherry 605 001. | IOBA0001516 | 605020003 | Indian Overseas Bank | Pondicherry | Pondicherry | Puducherry |
| Karaikal | 163-B, Church Street, Karaikal 609 602. | IOBA0000033 | Indian Overseas Bank | Karaikal | Karaikal | Puducherry |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.