Union Bank Of India has branches in 5 districts in Jammu And Kashmir like Srinagar , Rajauri , Poonch , . Please select a district from the list below to see the branches in that district and to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| Srinagar | Coronation Hotel Building, Court Road, Lal Chowk, Srinagar, Jammu & Kashmir, Pin - 190 001. |
UBIN0535745 | 190026002 | Union Bank Of India | Srinagar | Srinagar | Jammu And Kashmir |
| Rajouri | Kheora Rd,Near Hospitl Ward No-3 Rajouri Jammu And Kashmir Pin-185131 |
UBIN0566161 | NON MICR | Union Bank Of India | Rajouri | Rajauri | Jammu And Kashmir |
| Poonch | Ward No 5 Halwai Bazar Poonch Poonch Jammu And Kashmir 185101 |
UBIN0566152 | NON MICR | Union Bank Of India | Poonch | Poonch | Jammu And Kashmir |
| Kunjwani Bye Pass Jammu | Ravi Complex, Kunjwani Bye Pass Road, Jammu Jammu And Kashmir Pincode- 180001 |
UBIN0567299 | Non Micr | Union Bank Of India | Jammu | Jammu | Jammu And Kashmir |
| Kathua | Kathua, Jnk | UBIN0563013 | NON MICR | Union Bank Of India | Kathua | Kathua | Jammu And Kashmir |
| Jammu [Main] | Raghunath Bazar, Jammu Tawi, Dist. Jammu, Jammu & Kashmir, Pin - 180 001. |
UBIN0530948 | 180026002 | Union Bank Of India | Jammu | Jammu | Jammu And Kashmir |
| Gandhinagar - Jammu | 24C/C Gandhinagarjammu Tawi, Jammu And Kashmir, | UBIN0543799 | 180026003 | Union Bank Of India | Jammu | Jammu | Jammu And Kashmir |
| Channi Himmat | Plot No 213 Sector 2 Channi Himmat Jammu Pin Code 180015 | UBIN0564044 | NON MICR | Union Bank Of India | Jammu | Jammu | Jammu And Kashmir |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.