Bank Of India has 32 branches in Ludhiana like Shaheed Udham Singh Nagar , Samrala , Raekot , . Please select a branch from the list below to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| Shaheed Udham Singh Nagar | Scf-2, Udham Singh Nagar, Ludhiana-141001 | BKID0006536 | 141013016 | Bank Of India | Ludhiana | Punjab | |
| Samrala | New Vishwakarma Furniture House,Near Civil Hospital,Machhiwara Road,Samrala-141114 |
BKID0006539 | NON-MICR | Bank Of India | Ludhiana | Punjab | |
| Raekot | Raekot,Raekot,,District Ludhiana,,Ludhiana,141109,Punjab | BKID0006520 | 141013202 | Bank Of India | Ludhiana | Punjab | |
| Pohir | Near Makhan Singh Hospital, Vpo Pohir, Ludhiana - 141204 | BKID0006537 | 148013102 | Bank Of India | Ludhiana | Punjab | |
| Payal | Payal,Payal,,District Ludhiana,,Ludhiana,141416,Punjab | BKID0006517 | 141013153 | Bank Of India | Ludhiana | Punjab | |
| Model Town | Model Town,579, Model Town,,Ludhiana,,Ludhiana,141002,Punjab | BKID0006501 | 141013005 | Bank Of India | Ludhiana | Punjab | |
| Mehdoodan Focal Point | Near Gurudwara Sahib,Mehdoodan-141421 | BKID0006567 | NON MICR | Bank Of India | Ludhiana | Ludhiana | Punjab |
| Malaudh | Malaudh,Malaudh,,District Ludhiana,,Maladuh,141119,Punjab | BKID0006516 | 141013119 | Bank Of India | Ludhiana | Punjab | |
| Machhiwara | Macchiwara,Samrala Road,,Post Machhiwara,Ludhiana,141115,Punjab |
BKID0006524 | 141013352 | Bank Of India | Ludhiana | Punjab | |
| Ludhiana Ssi | Ludhiana Ssi,Ludhiana Ssi Branch,,223, Industrial Area-A,Ludhiana,141003,Punjab |
BKID0006529 | 141013007 | Bank Of India | Ludhiana | Punjab | |
| Ludhiana Service Branch | Ludhiana Service Branch,36/37, Rangi Ram Stree,Post Box No. 218,Near,Ludhiana,141008,Punjab |
BKID0006510 | 141013001 | Bank Of India | Ludhiana | Punjab | |
| Ludhiana Main | Ludhiana,Guru Tegh Bahadur Mark,G. T. Road, Near Clock,Ludhiana,141002,Punjab |
BKID0006500 | 141013003 | Bank Of India | Ludhiana | Punjab | |
| Ludhiana Ind Area | Ludhiana Industrial Area,Dhandari,,District Ludhiana,,Ludhiana,141111,Punjab |
BKID0006512 | 141013006 | Bank Of India | Ludhiana | Punjab | |
| Ludhiana Hub | Bharat Nagar Chowk, The Mall, Ludhiana-141001 | BKID0006509 | 141013010 | Bank Of India | Ludhiana | Punjab | |
| Ludhiana Corporate | 579-R, 1St Floor, Model Town, Ludhiana, Pin 141002 | BKID0006535 | NON MICR | Bank Of India | Ludhiana | Punjab |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.