Indian Overseas Bank has branches in 17 districts in Punjab like Sri Muktsar Sahib , Sangrur , Rupnagar (Ropar) , . Please select a district from the list below to see the branches in that district and to get the location, contact details, IFSC code, MICR code.
| Branch Name | Branch Address | IFSC Code | MICR Code | Bank | City | District | State |
|---|---|---|---|---|---|---|---|
| Urban Estate, Patiala | Scf-123-C, Urban Estate Phase Ii Patiala Punjab State Pincode - 147001 |
IOBA0002389 | NON MICR | Indian Overseas Bank | Patiala | Patiala | Punjab |
| Tripari, Patiala | Govt. Senior Secondary School Tripari Patiala Pin : 147001 | IOBA0001752 | NON-MICR | Indian Overseas Bank | Tripari Saiyadan | Patiala | Punjab |
| Threeke | Opp. Godawari Motors;Threeke-Ferozepur Road;Ayali Chowk;Threeke;142021 |
IOBA0000415 | 141020009 | Indian Overseas Bank | Threeke | Ludhiana | Punjab |
| Tehsil Road | Sco 50 Lic Unit No. 2 ,Opp. Tehsil Complex ,Jalandhar City Pin : 144001 |
IOBA0001755 | NON MICR | Indian Overseas Bank | Jalandhar | Jalandhar | Punjab |
| Tanda Urmur | Tehsil Road,Opp Govt.Sr.Sec.School,Tanda Urmur, Dist: Hoshiarpur |
IOBA0002496 | NON MICR | Indian Overseas Bank | Urmar Tanda | Hoshiarpur | Punjab |
| Suranussi | G T Road;Suranussi;144001 | IOBA0000304 | 144020003 | Indian Overseas Bank | Jalandhar | Jalandhar | Punjab |
| Sunder Nagar | B-Xxiv;2592/1;Atam Tower;70 Feet Road;Sunder Nagar;Ludhiana;141007 |
IOBA0001589 | 141020011 | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab |
| Siahar | Near Bus Stand ,Siahar, Tehsil, Payal Siahar Pin : 141117 | IOBA0000688 | NON-MICR | Indian Overseas Bank | Siahar | Ludhiana | Punjab |
| Shahkot | Vishkarma Market Mandi;Village & Post Shahkot;Shahkot;144702 | IOBA0000682 | Indian Overseas Bank | Shahkot | Jalandhar | Punjab | |
| Sbs Nagar Ludhiana Ludhiana | Sbs Nagar, Pakhowal Road, Ludhiana 141013 | IOBA0002663 | NON MICR | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab |
| Sangrur | Show Room No.2, New Grain Market, Gaushalla Road, Sangrur Pin : 148001 |
IOBA0001858 | NON MICR | Indian Overseas Bank | Sangrur | Sangrur | Punjab |
| Ropar | 43836 Block 12 Guru Nagar Bhatha Sahib Road Ropar 14001 Punjab 160019 |
IOBA0002619 | NON MICR | Indian Overseas Bank | Rupnagar | Rupnagar (Ropar) | Punjab |
| Rishi Nagar | Sco - 51, Rishi Nagar Shopping Complex, Rishi Nagar ,Ludhiana, Pin : 141001 |
IOBA0001898 | Indian Overseas Bank | Ludhiana | Ludhiana | Punjab | |
| Ranjit Avenue | Sco 7;Dist Shopping Centre;Ranjit Avenue;Amritsar;143101 | IOBA0001545 | 143020007 | Indian Overseas Bank | Amritsar | Amritsar | Punjab |
| Rani Ka Bagh | 169;Rani Ka Bagh;Opp. St.;Francis School;Macleod Road;Amritsar;143001 |
IOBA0001473 | 143020006 | Indian Overseas Bank | Amritsar | Amritsar | Punjab |
Full form of IFSC code is Indian Financial System Code.
When you want to make a payment to an account you would need to mention an IFSC code along with the account number. IFSC code is used to identify a branch of a bank. An account number along with an IFSC code is used uniquely identify an account. This combination can be then used to make online fund transfer through NEFT or RTGS.
On the other hand, NEFT transactions generally take upto 2 hours to settle.
MICR stands for Magnetic Ink Character Recognition. It appears on your cheque just after your cheque number. It is used to identify a particular branch of a bank in a city. It is a nine digit number of which first 3 digits stand for city, next 3 for bank and last 3 for branch.
The MICR code is used for clearing the cheques. A machine can read MICR code and quickly identify the exact branch where the account of the cheque issuers is held.
National Electronic Funds Transfer is used for transferring the funds online. The system is available from 8 in the morning till 7 in the evening and 1 in the afternoon. Any NEFT requests not cleared on a day are rolled over to the next day and cleared on next working day. If you want to transfer funds instantly use RTGS or IMPS instead. You can also use online wallets.